Counseling and Support Services

Health Insurance Information for Canadian Students and Scholars

Welcome to the University of Michigan! Canadian students and scholars are often very familiar with the United States and with U.S. culture. There are, however, some important issues for Canadians to consider as far as the U-M health insurance requirement is concerned.

Insurance Requirement and Procedure

UM-Dearborn F-1 and J-1 Canadian students/scholars whose I-20 or DS-2019 was issued by the University of Michigan – Dearborn, except those residing within Ontario and currently enrolled in the Ontario Health Insurance Plan (OHIP), will be required to enroll in the U-M International Student/Scholar Health Insurance Plan or demonstrate that they have insurance that is a comparable to the International Student/Scholar Health Insurance Plan. Students/scholars with the OHIP must present their valid insurance cards to the Office of International Affairs in order to receive an approved waiver otherwise they will be enrolled in the U-M International Student/Scholar Health Insurance Plan.

If you are or will be eligible for health insurance benefits administered by the U-M Benefits Office, or if you don’t have the OHIP and would like to use another insurance coverage instead of the U-M International Student/Scholar Health Insurance Plan, please refer to Obtaining an Insurance Requirement Waiver.

Travel Insurance

In general, we do not consider travel insurance to be comparable to the International Student/Scholar Health Insurance Plan. Travel insurance is insurance that is in effect for a short period time (60 – 90 days, for example) and is designed for short trips, not for students who will be living in the United States for an academic year or more. Insurance that you plan to substitute for the U-M International Student/Scholar Health Insurance Plan should be in effect at least through August 31 of the current academic year unless you plan to leave the University permanently before then.

“Emergency Only” Insurance

Insurance that covers “emergencies only” is also not comparable to the International Student/Scholar Health Insurance Plan. Again, these “emergency only” policies are designed for short trips, not for students who will be living in the United States for an academic year or more.

Last updated: 11/07

Hours, Location and Staff
Tuberculosis
Cold & Flu